The Mortgage Project   a consumer's guide to Arizona Mortgage topics

topics: Avoiding foreclosure in Arizona, Arizona mortgage default, foreclosure help, Arizona mortgage problems

go to: Texas Avoiding Foreclosure, Foreclosure Help go to: Avoiding Foreclosure, Foreclosure Help (Home)

Arizona foreclosure help, avoiding foreclosure, mortgage problems
A consumer's guide to resources about avoiding foreclosure in Arizona, help with mortgage problems, and news about the mortgage crisis in Arizona, with a directory of HUD-approved Housing Counseling Agency in Arizona

Avoiding foreclosure in Arizona, mortgage default and mortgage problems

 
This is not a debt-relief system. We do not sell, endorse or recommend any product or service. We are not a mortgage company, broker, or financial institution. We are a public service.

Our editors selected these web pages and brochures from government, education, and non-commercial sites to provide help for people needing information about these subjects. These are not paid listings.

 
Note: You will need the Adobe® Reader® to open some of these publications. Get it from Adobe®
 

If you have mortgage or default problems, or are trying to avoid foreclosure:

The resources on this page are intended to help you research and answer questions you might have about mortgages, foreclosures, and mortgage default in Arizona.

The U.S. Department of Housing and Urban Development makes these recommendations if you are having trouble keeping up with your mortgage payments or have received a notice from your lender asking you to contact them.
  • Don't ignore the letters from your lender
  • Contact your lender immediately
  • Contact a HUD-approved Housing Counseling Agency
  • Toll FREE (800) 569-4287
  • TTY (800) 877-8339
You can find a list here: list of HUD-approved Housing Counseling Agencies in Arizona

The full text of the HUD recommendations is available at (HUD) Tips for Avoiding Foreclosure
 

Information and help about Avoiding Foreclosure, Foreclosure Help, Mortgage Problems and Default in Arizona:

U.S. Department of Housing and Urban Development Web page:
HUD in Arizona Helping Homeowners Keep Their Home

source: U.S. Department of Housing and Urban Development
languages: English
from the web page:"...Under the new FHASecure plan, FHA will allow families with strong credit histories who had been making timely mortgage payments before their adjustable rate mortgage reset, but are now in default, to qualify for refinancing...

 
more from U.S. Department of Housing and Urban Development:
web page
Contact HUD: Arizona
languages: English
from the web page: "The Director's Office is your first point of contact at HUD. If you have general questions about HUD or its programs, please call or email us… Phoenix Field Office… Tucson Field Office..."
web page:
Family Housing Resources - Mortgage Delinquency Counseling Services - SERVICE AVAILABLE IN PIMA COUNTY

source: Family Housing Resources, Inc.
languages: English
from the web page: "...All homeowners are subject to events beyond their control that may make it difficult to maintain their mortgage obligations. If you fall behind on your mortgage it is very important that you communicate with your lender. Foreclosures are expensive for lenders; they usually welcome a workable solution..

Legal Aid help about mortgages and foreclosure in Arizona

Web page:
LAWYERS HELPING HOMEOWNERS

source: www.AZLawHelp.org (a project of the Arizona Foundation for Legal Services and Education)
languages: English
from the web page: "...Lawyers Helping Homeowners" program calls upon volunteer lawyers to assist homeowners in working with their lenders to find appropriate financial arrangements to avoid foreclosure. Keeping people in their homes helps stabilize the economy and increase family security. This initiative, coordinated by the State Bar of Arizona, the Arizona Foundation for Law Related Education, and the Arizona Supreme Court, will not save all homes from foreclosure, but will offer hope and opportunity to many who might otherwise have none...."

 
more from www.AZLawHelp.org:
brochure
Information for Homeowners Facing Loss of a Home
4 pages; languages: English
from the web page: "If you bought a home and signed a deed of trust giving a lender a security interest in your property, the lender can start a process to take legal action to sell the property at a Trustee's Sale. The legal process can be started if you are in default - if you do not do what you agreed when the loan was given. Usually this happens if you are behind on your payments. .."

web page:
Services (Loss of home/unsafe housing)

source: Southern Arizona Legal Aid, Inc.
languages: English
from the web page: "...Cases involving loss of home due to foreclosure, mobile home repossession, eviction from subsidized or private housing, landlord/tenant problems, sub-standard housing conditions, lockouts and utility shut-offs...."

web site:
The Native Legal Net

languages: English
from the web site: "...the nation's largest non-profit Native American legal services program. Since its inception, DNA has pursued an aggressive program of advocacy for the disadvantaged and actively promoted community legal education. We assist low-income individuals and families with their most critical legal needs..."

web page:
I NEED LEGAL HELP - WHAT SHOULD I DO?

source: State Bar of Arizona
languages: English
from the web page: "...When you need legal help, understanding your choices and the impact they can have is important. The best thing is to get a legal diagnosis from an attorney. Just like a medical diagnosis when you're sick or hurt, a legal diagnosis evaluates the situation and helps you determine your next step and possible solutions..."

Help with Predatory Lending in Arizona

brochure:
Predatory Lending

source: Office of the Arizona Attorney General
24 pages; languages: English
from the brochure: "...Whether you are getting a home equity loan, buying a house, refinancing your home or making home improvements, predatory lenders are ready to take your money and may end up taking your home. Predatory lending practices mean big bucks for the lender and a never-ending treadmill of debt for the borrower...."

web page:
Mortgage Fraud Line

source: Arizona Department of Financial Institutions
languages: English
from the web page: "... The Superintendent is committed to alleviating mortgage fraud in Arizona and welcomes your input and assistance. A multi-agency Mortgage Fraud Task Force was formed in late 2006 with one of its primary objectives pursuing administrative action, removal, and the prosecution of bad actors....."

Mortgage help for veterans in Arizona

web site:
What is the VA Home Loan Guaranty Program?

source: Veterans Home Loan Guaranty Benefits & Services - Phoenix Regional Office
languages: English

Arizona HUD-approved Housing Counseling

The U.S. Department of Housing and Urban Development strongly recommends that you should immediately contact a HUD-approved housing counseling agency and arrange an appointment with a counselor, especially if you don't feel comfortable talking with your lender. Click A Directory of Arizona HUD-approved Housing Counseling Agencies

back to top

 
Google
Disclaimer: References from this web site or from any of the information sponsored by us to any entity, product, service or information does not constitute an endorsement or recommendation by us. We are not responsible for the contents of any "off-site" Web pages references from this server. Although our page includes links to sites including or referencing good collections of information, we do not endorse ANY specific products or services provided by public or private organizations.


© Copyright 2008 QuickBrochures.com, all rights reserved.

Contact our editors for questions, corrections and/or linking. Please include your city/state/zip in your message: . Our Privacy Statement.

Avoiding foreclosure in Arizona

Arizona Foreclosures, Mortgage Help NEWS



Arizona foreclosures almost double national average in first quarter - The Business Journal of Phoenix

source: Arizona Republic News - azcentral.com

Tuesday, April 29, 2008 - 9:19 AM
"...Arizona now ranks as the third-hardest-hit state in the nation. One of every 95 homes in the state has been touched by foreclosure -- almost double the national average..."

Arizona business briefs, Home resales in Pinal, many by lenders, rise.

Apr. 29, 2008
"...During the first three months of this year, 1,680 existing homes sold in Pinal, reports the Realty Studies group at Arizona State University Polytechnic. That compares to 1,145 resales recorded during the last quarter of 2007...."

RealtyTrac: 2 percent of Phoenix-area homes in foreclosure in 2007 - The Business Journal of Phoenix

source: The Business Journal of Phoenix

Wednesday, February 13, 2008
"The Phoenix area ranked 22nd among cities for the most foreclosure activity. There were more than 56,000 foreclosure filings in the Valley last year, up 177 percent from 2006. Nearly 2 percent of all Phoenix-area homes were touched by a foreclosure filing last year...."

First Magnus Mortgage - Bankruptcy Filing

source: Arizona Department of Financial Institutions

"On August 21, 2007, First Magnus Financial Corporation filed a petition for Chapter 11 bankruptcy in the United States Bankruptcy Court for the District of Arizona, and will no longer be funding any mortgage loans..."

Coping with a Foreclosure Crisis

source: Office of the Arizona Attorney General

September 14, 2007
"Arizona's subprime loans and foreclosures are reaching record levels in Arizona and across the country. Arizona ranks second behind Nevada for the most subprime per capita loans in the country..."

Help for homeowners facing foreclosures or short sales

source: KVOA News 4, Tucson, Arizona

Jan 23, 2008 05:50 PM CST
"Calls have gone up more than 400% at Family Housing Resources, a non-profit organization for homeowners. ..."

ADRE has created Homebuyers' Bill of Rights

source: Arizona Department of Real Estate

Jan 14, 2008 "At today's State of the State Address, Governor Janet Napolitano announced her three-step plan to address Arizona's "subprime-lending debacle". Governor Napolitano stated, "First, the Department of Real Estate, at my direction, has created the Homebuyers' Bill of Rights..."

Dream Homes With Affordable Payments

source: CITY OF PHOENIX - HOUSING DEPARTMENT

"The Industrial Development Authorities of the City of Phoenix and Maricopa County have joined together to offer to help first-time homebuyers obtain FHA, VA or other eligible loan or conventional financing to purchase a home anywhere in Maricopa County. Individuals or families who qualify ..."

 

Bookmark This Page for future reference
SEARCH the web


 

 

This
prime space
for rent.
Exclusive options available.
Offer limited to legitimate health care and legal/attorney or news web sites only.

Inquiries:

 

From The Senior's Information Project Office, powered byQuickBrochures.com